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GMAC Insurance has operations worldwide and provides a broad range of insurance products for individual consumers, as well as for automotive dealerships and other businesses.

The company markets vehicle service contracts, such as the industry-leading GM Protection Plan and Repair Advantage, and maintenance contracts including lease wear and tear products, tire & wheel products, and appearance protection and theft deterrence products.

In addition, GMAC Insurance’s wholly owned subsidiary, Universal Warranty Corporation, using a network of independent agents, sells diversified market vehicle service contracts and GAP coverage, which helps protect vehicle owners from financial risk in the event of a total loss of their vehicle.

The company also services the needs of automobile dealers’ businesses by offering products such as dealer inventory insurance, and liability and property protection.